Topic: Banking industry in the Netherlands (2024)

  • Financial Services

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Banking and finance are important service industries in the Netherlands, providing funds for international as well as domestic enterprises. An important characteristic of the banking sector in the Netherlands is that a few institutions are significantly larger than others. The assets of ING, Rabobank and ABN AMRO were much higher in 2023 than those of, for example, De Volksbank, a banking group that owns multiple domestic brands.

Overall, the assets of domestic banking groups reached a value of approximately 2.6 trillion euros in 2023, which was more than twice the size of the Dutch GDP, highlighting the banking sector's prominent role in the country's economy.

Retail banking trends

Retail banking covers a wide range of services, such as card payments and mortgages. For instance, banks are the biggest provider of mortgage loans in the Netherlands, with the three largest banks reaching a combined market share of over 45 percent in 2023. Additionally, card payments in the Netherlands grew in recent years at the expense of cash payments. In 2022, the number of payment transactions at point-of-sale terminals with cards issued was approximately 12.9 billion. In 2023, 64 percent of all e-commerce payment transactions were done with iDEAL. This domestic bank transfer system allows online shoppers to use their debit card for online shopping and is supported by all Dutch consumer banks.

Corporate banking's role for SMEs

The role of corporate banking within the Dutch economy is a vital one, especially for SMEs. The total amount of outstanding SME loans decreased overall between 2015 and the first half of 2023, with a period of sharp increase during the first quarter of 2021 as a result of government measures implemented due to the coronavirus pandemic. Compared to the EU-average of around 1.8 percent, though, the non-performing loan (NPL) ratio in the Netherlands (the rate at which a bank's loans are not repaid) was significantly lower in 2022, at 1.2 percent.

Despite fluctuations, the Dutch banking industry displays strong signals of stability, with recent performance indicators signaling increasing profitability and efficiency after the economic downturn caused by the COVID-19 pandemic. The dominance of the three largest banks - ING, Rabobank, and ABN AMRO - is evidenced by their role both in retail and corporate banking, underscoring their significant influence in the country's economy.

This text provides general information. Statista assumes no liability for the information given being complete or correct. Due to varying update cycles, statistics can display more up-to-date data than referenced in the text.

Published by Statista Research Department, May 16, 2024

Key insights

Largest bank in the Netherlands
ING Group

Topic: Banking industry in the Netherlands (1)

Detailed statistics

Largest banks in the Netherlands 2023, by total assets

Total assets of Dutch banking industry
2.6bn EUR

Topic: Banking industry in the Netherlands (2)

Detailed statistics

Netherlands: monthly assets MFIs and the central bank 2018-2023

Dutch bank with most branches
RegioBank

Topic: Banking industry in the Netherlands (3)

Detailed statistics

Largest banks of the Netherlands 2024, by number of branches

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Editor’s Picks Current statistics on this topic

BanksLargest banks in the Netherlands 2023, by total assets

Further recommended statistics

Overview

5
  • Premium Statistic Largest banks in the Netherlands 2023, by total assets
  • Premium Statistic Largest banks of the Netherlands 2024, by number of branches
  • Basic Statistic Brand value of the three leading banks in the Netherlands 2015-2024
  • Basic Statistic Quarterly value of assets of the banking industry in the Netherlands 2014-2023
  • Basic Statistic Part-time and full-time jobs in financial institutions in the Netherlands 2010-2022

Overview

  • Premium Statistic Largest banks in the Netherlands 2023, by total assets

    Topic: Banking industry in the Netherlands (7)

    Largest banks in the Netherlands 2023, by total assets

    Leading banks in the Netherlands in 2023, by total assets (in billion euros)

  • Premium Statistic Largest banks of the Netherlands 2024, by number of branches

    Topic: Banking industry in the Netherlands (8)

    Largest banks of the Netherlands 2024, by number of branches

    Largest banks in the Netherlands as of January 2024, by number of bank branches

  • Basic Statistic Brand value of the three leading banks in the Netherlands 2015-2024

    Topic: Banking industry in the Netherlands (9)

    Brand value of the three leading banks in the Netherlands 2015-2024

    Brand value of ING, Rabobank, and ABN AMRO in the Netherlands from 2015 to 2024 (in million U.S. dollars)

  • Basic Statistic Quarterly value of assets of the banking industry in the Netherlands 2014-2023

    Topic: Banking industry in the Netherlands (10)

    Quarterly value of assets of the banking industry in the Netherlands 2014-2023

    Total assets of the banking industry in the Netherlands from 4th quarter 2014 to 3rd quarter 2023 (in billion euros)

  • Basic Statistic Part-time and full-time jobs in financial institutions in the Netherlands 2010-2022

    Topic: Banking industry in the Netherlands (11)

    Part-time and full-time jobs in financial institutions in the Netherlands 2010-2022

    Total number of part-time and full-time jobs in financial institutions in the Netherlands from 2010 to 2022 (in 1,000s)

Banking system efficiency and stability

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  • Basic Statistic Operating income of the banking industry in Netherlands 2014-2022
  • Basic Statistic Net interest income of the banking industry in the Netherlands 2014-2022
  • Premium Statistic Cost-to-income ratio of the banking industry in the Netherlands 2014-2023, by quarter
  • Premium Statistic CET1 ratio of banking industry in the Netherlands 2014-2023, by quarter
  • Premium Statistic Value of CET1 capital of banking industry in the Netherlands 2014-2023, by quarter
  • Premium Statistic Quarterly ROE of the banking industry in the Netherlands 2014-2023
  • Premium Statistic CET1 ratio of largest banks in the Netherlands 2015-2023
  • Premium Statistic ROA of the largest banks in the Netherlands 2015-2023
  • Premium Statistic ROE of the largest banks in the Netherlands 2015-2023

Banking system efficiency and stability

  • Basic Statistic Operating income of the banking industry in Netherlands 2014-2022

    Topic: Banking industry in the Netherlands (12)

    Operating income of the banking industry in Netherlands 2014-2022

    Net operating income of the banking industry in the Netherlands from 2014 to 2022 (in billion euros)

  • Basic Statistic Net interest income of the banking industry in the Netherlands 2014-2022

    Topic: Banking industry in the Netherlands (13)

    Net interest income of the banking industry in the Netherlands 2014-2022

    Net interest income of the banking industry in the Netherlands from 2014 to 2022 (in billion euros)

  • Premium Statistic Cost-to-income ratio of the banking industry in the Netherlands 2014-2023, by quarter

    Topic: Banking industry in the Netherlands (14)

    Cost-to-income ratio of the banking industry in the Netherlands 2014-2023, by quarter

    Cost-to-income ratio of the banking industry in the Netherlands from 4th quarter 2014 to 3rd quarter 2023

  • Premium Statistic CET1 ratio of banking industry in the Netherlands 2014-2023, by quarter

    Topic: Banking industry in the Netherlands (15)

    CET1 ratio of banking industry in the Netherlands 2014-2023, by quarter

    Common Equity Tier 1 (CET1) ratio of the banking industry in the Netherlands from 3rd quarter 2014 to 3rd quarter 2023

  • Premium Statistic Value of CET1 capital of banking industry in the Netherlands 2014-2023, by quarter

    Topic: Banking industry in the Netherlands (16)

    Value of CET1 capital of banking industry in the Netherlands 2014-2023, by quarter

    Value of Common Equity Tier 1 (CET1) capital of the banking industry in the Netherlands from 4th quarter 2014 to 3rd quarter 2023 (in billion euros)

  • Premium Statistic Quarterly ROE of the banking industry in the Netherlands 2014-2023

    Topic: Banking industry in the Netherlands (17)

    Quarterly ROE of the banking industry in the Netherlands 2014-2023

    Return on equity (ROE) of the banking industry in the Netherlands from 4th quarter 2014 to 4th quarter 2023

  • Premium Statistic CET1 ratio of largest banks in the Netherlands 2015-2023

    Topic: Banking industry in the Netherlands (18)

    CET1 ratio of largest banks in the Netherlands 2015-2023

    Common Equity Tier 1 (CET1) ratio of the largest banks in the Netherlands from from 2015 to 2023

  • Premium Statistic ROA of the largest banks in the Netherlands 2015-2023

    Topic: Banking industry in the Netherlands (19)

    ROA of the largest banks in the Netherlands 2015-2023

    Estimated return on assets (ROA) of the largest banks in the Netherlands from 2015 to 2023

  • Premium Statistic ROE of the largest banks in the Netherlands 2015-2023

    Topic: Banking industry in the Netherlands (20)

    ROE of the largest banks in the Netherlands 2015-2023

    Return on equity (ROE) of the largest banks in the Netherlands from 2015 to 2023

Retail banking

6
  • Premium Statistic Total value of household savings in the Netherlands 2007-2023, by type of deposit
  • Premium Statistic Savings interest rates in the Netherlands 2023, by bank
  • Premium Statistic Leading mortgage providers in the Netherlands 2023, by market share
  • Premium Statistic Historical mortgage rates in the Netherlands 2003-2024, by mortgage term
  • Basic Statistic Number of POS transactions per card in the Benelux region 2010-2020
  • Premium Statistic Quarterly number of contactless payments in the Netherlands 2014-2021

Retail banking

  • Premium Statistic Total value of household savings in the Netherlands 2007-2023, by type of deposit

    Topic: Banking industry in the Netherlands (21)

    Total value of household savings in the Netherlands 2007-2023, by type of deposit

    Total value of household savings in the Netherlands from January 2007 to March 2024, by type of deposit (in billion euros)

  • Premium Statistic Savings interest rates in the Netherlands 2023, by bank

    Topic: Banking industry in the Netherlands (22)

    Savings interest rates in the Netherlands 2023, by bank

    Interest rates on savings accounts from different banks and financial service providers in the Netherlands as of September 2023

  • Premium Statistic Leading mortgage providers in the Netherlands 2023, by market share

    Topic: Banking industry in the Netherlands (23)

    Leading mortgage providers in the Netherlands 2023, by market share

    Leading mortgage providers in the Netherlands in 2nd quarter 2023, by market share

  • Premium Statistic Historical mortgage rates in the Netherlands 2003-2024, by mortgage term

    Topic: Banking industry in the Netherlands (24)

    Historical mortgage rates in the Netherlands 2003-2024, by mortgage term

    Average interest rate for new mortgages in the Netherlands from 2003 to March 2024, by mortgage term

  • Basic Statistic Number of POS transactions per card in the Benelux region 2010-2020

    Topic: Banking industry in the Netherlands (25)

    Number of POS transactions per card in the Benelux region 2010-2020

    Number of POS transactions per card with cards issued by resident PSPs in Belgium, Luxembourg and the Netherlands (Benelux) from 2010 to 2020

  • Premium Statistic Quarterly number of contactless payments in the Netherlands 2014-2021

    Topic: Banking industry in the Netherlands (26)

    Quarterly number of contactless payments in the Netherlands 2014-2021

    Total registered Near Field Communication (NFC) payments in the Netherlands from 3rd quarter 2014 to 4th quarter 2021 (in 1,000s)

Corporate banking

3
  • Premium Statistic Value of loans for SMEs from banks from the Netherlands 2015-2023
  • Premium Statistic Value loans over 1 million euros from banks to SME in Netherlands 2015-2023
  • Premium Statistic Market penetration of banks for Dutch large corporations 2024

Corporate banking

  • Premium Statistic Value of loans for SMEs from banks from the Netherlands 2015-2023

    Topic: Banking industry in the Netherlands (27)

    Value of loans for SMEs from banks from the Netherlands 2015-2023

    Total value of lending to small and medium-sized enterprises (SMEs) from banks in the Netherlands from 1st quarter 2015 to 2nd quarter 2023 (in million euros)

  • Premium Statistic Value loans over 1 million euros from banks to SME in Netherlands 2015-2023

    Topic: Banking industry in the Netherlands (28)

    Value loans over 1 million euros from banks to SME in Netherlands 2015-2023

    Total value of lending over 1 million euros from Dutch banks to small and medium-sized enterprises (SMEs) in the Netherlands from 1st quarter 2015 to 2nd quarter 2023 (in million euros)

  • Premium Statistic Market penetration of banks for Dutch large corporations 2024

    Topic: Banking industry in the Netherlands (29)

    Market penetration of banks for Dutch large corporations 2024

    Leading banks for large corporations in the Netherlands in 2024, by market penetration rate

Investment banking

4
  • Premium Statistic Number of private investors in the Netherlands 1997-2022
  • Premium Statistic Van Lanschot Kempen total AUM 2013-2023

Investment banking

  • Topic: Banking industry in the Netherlands (30)

    Financial advisors ranked by M&A deal count in the Netherlands 2022

    Leading financial advisors on the mergers and acquisitions (M&A) market in the Netherlands in 1st quarter 2022, by deal count

  • Topic: Banking industry in the Netherlands (31)

    Financial advisors ranked by M&A deal value in the Netherlands 2022

    Leading financial advisors for the mergers and acquisitions (M&A) in the Netherlands in 1st quarter 2022, by deal value (in million euros)

  • Premium Statistic Number of private investors in the Netherlands 1997-2022

    Topic: Banking industry in the Netherlands (32)

    Number of private investors in the Netherlands 1997-2022

    Total number of households in the Netherlands who invest on a private basis from 1997 to 2022 (in millions)

  • Premium Statistic Van Lanschot Kempen total AUM 2013-2023

    Topic: Banking industry in the Netherlands (33)

    Van Lanschot Kempen total AUM 2013-2023

    Total assets under management (AUM) of private bank Van Lanschot Kempen from 2013 to 2023 (in billion euros)

Digital banking

3
  • Premium Statistic Penetration rate of online banking in the Netherlands 2014-2029
  • Premium Statistic Online and mobile banking usage in the Netherlands 2020-2023, by age
  • Premium Statistic Key banking apps in the Netherlands 2015-2023, by number of downloads

Digital banking

  • Premium Statistic Penetration rate of online banking in the Netherlands 2014-2029

    Topic: Banking industry in the Netherlands (34)

    Penetration rate of online banking in the Netherlands 2014-2029

    Penetration rate of online banking in the Netherlands from 2014 to 2029

  • Premium Statistic Online and mobile banking usage in the Netherlands 2020-2023, by age

    Topic: Banking industry in the Netherlands (35)

    Online and mobile banking usage in the Netherlands 2020-2023, by age

    Share of individuals who used online or mobile banking in the Netherlands 2020-2023, by age group

  • Premium Statistic Key banking apps in the Netherlands 2015-2023, by number of downloads

    Topic: Banking industry in the Netherlands (36)

    Key banking apps in the Netherlands 2015-2023, by number of downloads

    Number of downloads of selected banking apps in the Netherlands from 2015 to 2023

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